What type of insurance is required to operate a vehicle in Maine?

In Maine, the law mandates that all drivers carry liability insurance to legally operate a vehicle on the road. This type of insurance is essential because it provides coverage for injuries and damages you might cause to others in the event of an accident. Liability insurance typically includes two main components: bodily injury liability, which covers medical expenses for injuries to other people, and property damage liability, which covers damage to someone else's property.

For drivers in Maine, having this coverage not only meets the legal requirements but also protects them financially if they are found at fault in an accident. Other types of insurance, such as comprehensive, collision, and uninsured motorist coverage, while important for a well-rounded insurance policy, are not legally required to drive in the state. Therefore, understanding the necessity of liability insurance is critical for anyone looking to operate a vehicle in Maine.